Estate Tax Calculator

Calculate federal estate tax based on assets, liabilities, and lifetime gifts

The Estate Tax Calculator estimates federal estate tax due. Many states impose their own estate taxes, but they tend to be less than the federal estate tax. This calculator is mainly intended for use by U.S. residents.

Estate Tax Calculator

Assets

Residence & Other Real Estate

Stocks, Bonds, and Other Investments

Savings, CDs, and Checking Account Balance

Vehicles, Boats, and Other Properties

Retirement Plans

Life Insurance Benefit

Other Assets

Liability, Costs, and Deductibles

Debts (mortgages, loan, credit cards, etc)

Funeral, Administration, and Claims Expenses

Charitable Contributions

State Inheritance or Estate Taxes

Lifetime Gifted Amount

Total amount you've gifted tax free in your lifetime

U.S. Estate and Gift Tax Exemptions and Tax Rates

2025 Estate Tax Exemption

Basic Exemption:$12,920,000

Portability (Married):$25,840,000

Estate Tax Rates (2025)

First $10,000:18%

$10,000 - $20,000:20%

$20,000 - $40,000:22%

$40,000 - $60,000:24%

$60,000 - $80,000:26%

$80,000 - $100,000:28%

$100,000 - $150,000:30%

$150,000 - $250,000:32%

$250,000 - $500,000:34%

$500,000 - $750,000:37%

$750,000 - $1,000,000:39%

Over $1,000,000:40%

What is Estate Tax?

Estate tax is a federal tax on the transfer of property at death. It applies to the total value of a person's estate at the time of death, minus any deductions, exemptions, and credits. The estate tax is calculated on the net value of the estate, which includes all assets minus liabilities and certain deductions.

For 2025, the federal estate tax exemption is $12.92 million per person, meaning estates valued below this amount are generally not subject to federal estate tax. Married couples can potentially double this exemption through portability. Many states also have their own estate or inheritance taxes with different exemption amounts.