401K Calculator

Estimate your 401(k) balance at retirement and early withdrawal costs

Estimate your 401(k) balance at retirement and plan your distributions based on contributions, salary growth, and investment returns.

Current age

Current annual salary

Current 401(k) balance

Contribution (% of salary)

Employer match (%)

Employer match limit (%)

Expected retirement age

Life expectancy

Salary increase (% per year)

Annual return (% per year)

Inflation rate (% per year)

Calculate the actual amount you'll receive after taxes and penalties for an early 401(k) withdrawal.

Early withdrawal amount

Federal income tax rate (%)

State income tax rate (%)

Local/city income tax rate (%)

Are you employed?

Yes