401K Calculator

Estimate your 401(k) balance at retirement and early withdrawal costs

The 401(k) Calculator can estimate a 401(k) balance at retirement as well as distributions in retirement based on income, contribution percentage, age, salary increase, and investment return. It is mainly intended for use by U.S. residents.

Modify the values and click the Calculate button to use

401K Retirement Calculator

Basic Info

Current age

Current annual salary

Current 401(k) balance

Contribution (% of salary)

Employer match (%)

Employer match limit (%)

Projections

Expected retirement age

Life expectancy

Expected salary increase (% per year)

Expected annual return (% per year)

Expected inflation rate (% per year)

401(k) Early Withdrawal Costs Calculator

Early 401(k) withdrawals will result in a penalty. This calculation can determine the actual amount received if opting for an early withdrawal.

Early withdrawal amount

Federal income tax rate (%)

State income tax rate (%)

Local/city income tax rate (%)

Are you employed?

Yes